Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. You'll start by entering information about the vehicle you want, like the make, model and year. Then, you'll be asked for some personal information and details about your residence and employment. If you have a co-applicant for your prime rate loan, you may want to have their information readily available, too. And the last step? Just choose the dealership where you want to buy your vehicle! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Grab the wheel and get the vehicle you want! Submit an online credit application for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.