Why Choose a Car Loan?
Taking care of your car loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we partner with your nearby dealership to making financing convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Submitting a credit application through GM Financial is secure and convenient. You'll begin by entering information about the vehicle you want, like the year, brand, make and model. Next, you'll share information about yourself and details about your employment. If you have a co-applicant for your car loan, you'll need similar information for them, too. And the last step? Just pick the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Submit an online credit application for a car loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.