Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. Here at GM Financial, we work with local dealerships to making financing convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Applying for credit online through GM Financial is easy, convenient and secure. First, you'll start by providing information about your preferred vehicle, like the year, make and model. Then, you'll be asked for some personal information and details about your employment. If there will be a co-applicant on your prime rate loan, you may want to have their information readily available, too. Finally, select a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.