Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's alongside our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
How to Apply for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. You'll start by entering information about the vehicle you want, like the make, model and year. Then, you'll be asked for some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Finally, choose a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Grab the wheel and get the vehicle you want! Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.