Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's on top of our easy payment methods, simple financing terms and competitive rates! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. You'll start by providing details about the vehicle you're interested in, like the make, model and year. Next, you'll share information about yourself and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. Finally, choose the dealership where you want to buy your vehicle! Your dealership will then contact you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.