Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll begin by entering information about the vehicle you want, like the make, model and year. Then, you'll be asked for some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. And the last step? Just select the dealership where you want to buy your vehicle! The dealership will then reach out to you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Head in the right direction of the vehicle you want. Apply for a prime rate loan online to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.