Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! With a loan in hand, you can buy with confidence. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the make, model and year. Next, you'll share information about yourself and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Finally, pick a preferred dealership! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.