Why Get a Car Loan?
Applying for a car loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Applying for credit online through GM Financial is secure and convenient. You'll start by providing information about your preferred vehicle, like the year, make and model. Next, you'll share some personal information and details about your residence and employment. If you have a co-applicant for your car loan, you may want to have their information readily available, too. And the last step? Just select the dealership where you want to buy your vehicle! The dealership will then reach out to you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Car Loan
Head in the right direction of the vehicle you want. Submit an online credit application for a car loan and see if you qualify for a competitive rate that meets your need. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.