Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's on top of our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If you have a co-applicant for your prime rate loan, you may find it helpful to have their information on hand. Lastly, select the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.