Why Get a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Applying for credit online through GM Financial is convenient and secure. First, you'll start by providing information about your preferred vehicle, like the year, make and model. Next, you'll share some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. Finally, choose a preferred dealership! Your dealership will then contact you to conclude the process and finalize loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Submit an online credit application for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.