Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Completing an online credit application with GM Financial is secure and convenient. First, you'll start by providing details about the vehicle you're interested in, like the make, model and year. Next, you'll share some personal information and details about your employment. If there will be a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, pick a preferred dealership! Your dealership will then contact you to finalize the process and any loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Submit an online credit application for a prime rate loan to see if you qualify for a competitive rate that's right for you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.