Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we partner with your nearby dealership to make applying for credit as convenient as we can. And that's alongside our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is easy, convenient and secure. You'll start by entering information about the vehicle you want, like the year, brand, make and model. Next, you'll share information about yourself and details about your employment. If you have a co-applicant for your prime rate loan, you may want to have their information readily available, too. Finally, choose the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Apply for a prime rate loan online and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.