Why Choose a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the simplest ways to expedite the purchase process. Here at GM Financial, we work with local dealerships to make applying for credit as convenient as we can. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. You'll begin by providing information about your preferred vehicle, like the year, make and model. Then, you'll be asked for some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you may want to have their information readily available, too. Finally, select a preferred dealership! Your dealership will then contact you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.