Why Choose a Car Loan?
Taking care of your car loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
So what can you expect when getting a car loan? Submitting a credit application through GM Financial is convenient and secure. First, you'll start by providing information about your preferred vehicle, like the make, model and year. Then, you'll be asked for some personal information and details about your residence and employment. If there will be a co-applicant on your car loan, you may find it helpful to have their information on hand. Lastly, pick the dealership where you want to buy your vehicle! Your dealership will then contact you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Apply for a car loan online and find out if you qualify for a rate that feels right to you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.