Why Get a Prime Rate Loan?
Completing a prime rate loan* application online before heading to the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is secure and convenient. First, you'll start by providing details about the vehicle you're interested in, like the year, make and model. Then, you'll be asked for some personal information and details about your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, pick the dealership where you'd like to buy your vehicle! The dealership will then reach out to you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then head to your local dealership to test drive a Chevrolet, Buick, GMC or Cadillac!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.