Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. First, you'll start by providing information about your preferred vehicle, like the make, model and year. Next, you'll share some personal information and details related to your residence and employment. If there will be a co-applicant on your prime rate loan, you may want to have their information readily available, too. Lastly, select the dealership where you'd like to buy your vehicle! Your dealership will then contact you to conclude the process and finalize loan specifics, like your down payment, loan term and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Head in the right direction of the vehicle you want. Submit an online credit application for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.