Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our easy payment methods, simple financing terms and competitive rates! You can buy with confidence when your financing is taken care of! Apply Now
The Process of Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is convenient and secure. First, you'll start by entering information about the vehicle you want, like the year, brand, make and model. Then, you'll be asked for some personal information and details related to your residence and employment. If there will be a co-applicant on your prime rate loan, you'll need similar information for them, too. And the last step? Just pick the dealership where you want to buy your vehicle! The dealership will then reach out to you to conclude the process and finalize loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Grab the wheel and get the vehicle you want! Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then visit your nearest dealership to test drive a Chevrolet, Buick, GMC or Cadillac today!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.