Why Get a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's alongside our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Applying for credit online through GM Financial is secure and convenient. You'll begin by providing details about the vehicle you're interested in, like the year, make and model. Next, you'll share information about yourself and details related to your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you may find it helpful to have their information on hand. Lastly, pick the dealership where you'd like to buy your vehicle! Your dealership will then contact you to complete the process and discuss loan specifics, like your loan term, down payment and interest rate.
Enjoy a Hassle-Free Purchase with a Prime Rate Loan
Head in the right direction of the vehicle you want. Submit an online credit application for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.