Why Get a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the easiest ways to speed up the vehicle purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's alongside our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
Applying for a Prime Rate Loan
So what can you expect when getting a prime rate loan? Submitting a credit application through GM Financial is secure and convenient. First, you'll start by providing information about your preferred vehicle, like the year, brand, make and model. Next, you'll share some personal information and details about your employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. And the last step? Just pick a preferred dealership! The dealership will then reach out to you to finalize the process and any loan specifics, like your down payment, loan term and interest rate.
Get a Prime Rate Loan, Enjoy Your Drive
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.