Why Choose a Prime Rate Loan?
Taking care of your prime rate loan* application before visiting the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit convenient for you. And that's in addition to our competitive rates, variety of acceptable payment methods and clear terms! Once you prequalify for an auto loan, you can shop confidently. Apply Now
Applying for a Prime Rate Loan
Is it pretty simple to apply for a prime rate loan? Completing an online credit application with GM Financial is easy, convenient and secure. You'll start by entering information about the vehicle you want, like the make, model and year. Then, you'll be asked for some personal information and details related to your residence and employment. If you anticipate having a co-applicant on your prime rate loan, you'll need similar information for them, too. Lastly, select the dealership where you want to buy your vehicle! Your dealership will then contact you to conclude the process and finalize loan specifics, like your loan term, down payment and interest rate.
Get a Prime Rate Loan, Get Your Vehicle!
Hit the road in the vehicle you want! Complete a credit application online for a prime rate loan and find out if you qualify for a rate that feels right to you. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.