Why Choose a Car Loan?
Completing a car loan* application online before heading to the dealership is an easy way to speed things up. At GM Financial, we work directly with local dealerships to make applying for credit as convenient as we can. And that's in addition to our straightforward auto financing terms, competitive rates and easy payment methods! Once you prequalify for an auto loan, you can shop confidently. Apply Now
The Process of Applying for a Car Loan
Wondering what to expect when you apply for a car loan? Submitting a credit application through GM Financial is convenient and secure. You'll start by providing details about the vehicle you're interested in, like the make, model and year. Next, you'll share information about yourself and details about your residence and employment. If you anticipate having a co-applicant on your car loan, you'll need similar information for them, too. Lastly, select a preferred dealership! Your dealership will then contact you to finalize the process and any loan specifics, like your interest rate, loan term and down payment.
Get a Car Loan, Enjoy Your Drive
Head in the right direction of the vehicle you want. Submit an online credit application for a car loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.