Why Choose a Prime Rate Loan?
Applying for a prime rate loan* before you visit the dealership is one of the simplest ways to expedite the purchase process. At GM Financial, we work directly with local dealerships to making financing convenient for you. And that's on top of our straightforward auto financing terms, competitive rates and easy payment methods! With a loan in hand, you can buy with confidence. Apply Now
How to Apply for a Prime Rate Loan
Wondering what to expect when you apply for a prime rate loan? Completing an online credit application with GM Financial is convenient and secure. You'll start by providing details about the vehicle you're interested in, like the year, brand, make and model. Next, you'll share some personal information and details about your employment. If there will be a co-applicant on your prime rate loan, you may want to have their information readily available, too. Lastly, choose the dealership where you'd like to buy your vehicle! The dealership will get in touch with you to complete the process and discuss loan specifics, like your interest rate, loan term and down payment.
Get a Prime Rate Loan, Get Your Vehicle!
Head in the right direction of the vehicle you want. Complete a credit application online for a prime rate loan and see if you qualify for a competitive rate that meets your need. Then stop by your neighborhood dealership to test drive the Chevrolet, Buick, GMC or Cadillac of your dreams!
*A retail installment contract that allows a customer to purchase a vehicle from an auto dealership. This contract is then sold or assigned by the dealership to GM Financial.